Borrowers are starting to use stock as collateral to secure loans. As the turmoil of the financial markets has taken its effect on wallets, more loan borrowers are turning away from margin loans and taking up alternative means of securing loans. Those unable to qualify for a more traditional loan are especially drawn to stock collateral. Most banks that offer loans backed by stock do not require a check on a credit score or require qualifications typical of more traditional loans. All anyone needs to qualify for these loans is some shares to give to secure a loan for whatever needs they might have.


The trend in increased interest in stock collateral was first noticed by lending firm Equities First Holdings. Al Christy Jr., the founder and chief executive officer of Equity First Holdings, has noticed this trend and made Equities First central focus stock backed loans. Both borrowers and lenders benefit from this setup. Stock collateral allows EFH to give loans at a lower interest rate than most of its competitors allowing for interest rates around 4%. Stock collateral may seem like a possibility only for the wealthiest borrowers, but for those who are still suffering from the effects of the Great Recession they offer an opportunity where few are present.


 Equities First Holdings is a global leader in shareholder financing. With its innovative approach to the lending process Equities First is providing those in need with new ways of reaching their goals. Since 2002 the lending firm has offered loans to those with stock collateral, but the recent issues experienced with other categories of loans has made stock collateral much more attractive in recent times. As other lenders follow suit, the pioneering ways of Equities First will help shift the paradigm of the lending industry into a completely different direction.


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One of the greatest tragedies of an individual’s life is being convicted of criminal behaviors and then incarcerated. The loss of freedom and family connections is usually a quite devastating loss for those involved. Securus Technologies is happy to soothe the pain by providing innovative solutions to keep people in touch with their loved ones behind bars. These innovative solutions include secure phone networks, electronic communication forms, and video conferencing software. The cost of a video visitation is from$5.00 – $20.00.


 Securus Technologies lets you see the person that you care about while you are talking to them. The service is effective because it provides prisoners with companionship that many are missing. The goal is that the power of having friends while in prison would discourage repeat offenses. Securus Technologies knows that many prisoners feel resentment towards the leviathan justice system that locked them up, and it is helpful to have a safe connection to blow off steam with.


The power of video visitation is it allows you to communicate with your loved one on your schedule, not the bureaucracy’s time card. Securus Technologies knows that long lines and much competition for visitation can deeply discourage those who want to spend more time with those they care about. The goal is that you and your family can be together without having to sacrifice your valuable time. You can fund your video visitation using a credit or debit card at your convenience. Video visitation allows the benefit of seeing your loved one, without the cost of traveling to the jail.


Securus Technologies delights in seeing the relief that family members exhibit whenever they hear about Securus’ excellent product line. Prison staff give rave reviews to the package, seeing the massive improvement in efficiency and prisoner behavior that results from frequent usage of it. With more than 2.3 million people in jail in American prisons, the situation for many families is quite bleak. That is why having experienced data services companies is a lifesaver for many families who are lacking answers on what to do and how to handle their loss.


Securus Technologies is working with families to make the world a better and safer place, one jail at a time. Efficiency is the up most priority of Securus Technologies. Understanding that people are people, not robots, helps Securus Technologies develop products that impact families for the better. We look forward to serving you.